From Saturday, private insurers will have to cover the cost of over-the-counter Covid-19 tests as part of a Biden management plan that aims to make screening for infections more affordable for people and limit the spread of the Omicron variant.
The policy outlined by the administration on Monday means that millions of people with private health insurance can expect insurers to reimburse them for up to eight tests per month per insured person or to purchase them through their insurance company for free.
Privately insured persons can receive the tests according to the new policy without cost sharing such as deductible, co-insurance or additional payment. For example, a family of four with the same health insurance plan could get reimbursement for 32 tests a month from their insurance company.
Biden's government is encouraging insurers and group health insurers to partner with certain retailers and pharmacies so people can get free over-the-counter testing straight away, without having to pay anything upfront or submit a reimbursement claim.
A full version of this report is available at WSJ.com.