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four suggestions for ladies to really feel empowered about their funds

Women have the responsibility to run a household, meet family needs, and pursue career goals while also creating space for personal pursuit. As daunting (and exhausting) it may seem, women's resilience is evident in the work we do every day. While things often fall off and are added to our daily to-do lists, we cannot afford to lose our financial future due to competing priorities. Use the tips below to help reinvigorate, strengthen, and revitalize your thoughts and actions related to your finances.

Set clear and reasonable goals for yourself

When was the last time you had the chance to sit down and update, reset, or create new goals? Even if this activity needs to be broken down into a few days or various time intervals, take some time to think about where you want to be financially. What is most important to you? As women, we tend to cater to the needs of everyone around us first, leaving very little time (or patience) to consider our own wants and needs. Remember, if you take good care of yourself, everything (and everyone) around you will automatically thrive. Do you ever get in the car without knowing where you are going or is it your first time trying to drive somewhere without instructions? Your finances are no different. Open or loosely set goals lead to little or no commitment. Do yourself a favor of creating a clear roadmap of actionable elements to help you achieve that goal.

For exampleIf you want to increase your emergency fund by $ 1000 in three months, here are some steps you can take:

– – Increase the automatic draft amount every pay period

– – Earn extra income by monetizing a skill or hobby that you enjoy

– – Create a discretionary spending point of sale to limit impulse purchases

Never be afraid to start (or restart) where you are.

Visualize where you want to be and believe that you can have it all

While it may seem youthful, never allow yourself to enter a mental space where dreaming is not allowed. The harshness of this world has the ability to compromise your perspective and create feelings of failure and general loss of hope. Daily demands can and will become unbearable, which may further bury the very things we wanted to pursue with great intent. It doesn't matter if your financial goals are a month, a year, or a decade old – it's never too late to regain the confidence it takes to make them happen. When the days seem long you need to remind yourself that you are worth it – and so are your finances.

Do you need some tips to help you stay focused?

– – Recite your financial goals aloud every day. Put them anywhere in the house that you frequently visit: the bathroom mirror, closet, or refrigerator. Make it your business to see them every day. Trust is everything; Share your goals until you actually believe they can be achieved.

– – Take five minutes to visualize your future. Nothing is too big! This could be imagining your dream home, car, or seeing your business thrive. This could be a flexible schedule to spend more time with family and friends, or the freedom to treat yourself to a spa day once a month. When you think about where you want to be and take the steps to get there, your future has no choice but to follow suit.

– – Create a financial vision board. This exercise allows you to be creative while strengthening the goals that you have set for yourself.

Never dim your light

In a world where women are often overlooked, underpaid and underestimated, it can seem natural to question the financial goals you have set for yourself. We often do not recognize our own strength and tenacity. However, we all share so many different experiences that can help support the women around us in our families, friend groups, and communities. Use your voice! Share the victories and the tough battles with those around you – you will never know how your story can affect someone else's livelihood. Sharing personal achievements creates an environment for other women to believe that their hard work can (and will) pay off.

Here are a handful of simple but powerful ideas:

– – Join one of the many finance-related social media groups that support women from all backgrounds. It will cost you absolutely nothing to share your story!

– – Have regular conversations with the women in your life about finance. Normalize the idea that contrary to popular belief; Women don't always have all the answers. Rely on your support system to encourage you along the way when you feel discouraged.

– – Teach the young women in your life the importance of making good and healthy financial decisions. Passing on your knowledge to the younger generations creates space for others to learn from your journey and introduce you to a new perspective. This will also empower and motivate you to end your financial journey strong.

Pace yourself and take the journey

Things are always evolving and changing, which is the beauty of life. Often times we get swallowed up in the hustle and bustle causing one of two things: walking too fast which causes us to lose steam; or slowing down, creating feelings of disappointment or failure.

How to avoid that:

– – Think about where you have been and what progress has been made since then. This is because of your hard work and dedication! When you get discouraged, list three things that you are grateful for and that you can do for yourself right now. Not only does this keep you grounded, but it also reminds you that you can more than achieve those new financial goals.

– – Keep a financial journal. Documenting your milestones (large or small) can give you that extra boost when life gets hectic.

– – Take a deep breath before you reach the point of overwhelm. In every "loss" there is a lesson. It's there to teach you and to build you for what's to come. The trip may be scenic, but it will always be worth it.

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