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The Moneyist: My colleagues cough and sneeze, don't put on masks and speak about their events. I’m frightened in regards to the coronavirus. What am I doing?

Dear Moneyist,

There have been several COVID-19 cases in my company. “There have been several COVID-19 cases in my company. People have been traveling for at least two weeks because they were either sick or thought they had a coronavirus. Most of us, but not all, wear masks in the office.

My colleagues cough and sneeze for days, but nobody does anything. Other employees are complaining, but I am worried that I will get into trouble so I do nothing. Of course, the same employees talk about their parties, trips and don't wear masks.

What's the right way to deal with it? Please don't add my name. I am worried that I will get into trouble.

M.W.

Dear M.W.,

They follow health and safety protocols, but they have a better chance of working if everyone in the office is wearing masks and following directions from health officials outside of the office. It only takes one person to disobey the rules to cause an outbreak in an office or meat factory, or any other location where people are in close proximity and / or share facilities.

That said, people are concerned. I have had so many uncomfortable encounters between people who did not have enough distance from one another. Every cough or sneeze doesn't mean a person has COVID-19. I was on a train yesterday and felt like sneezing. We were all sitting several feet apart in Ireland but I thought, "Will other passengers think I have COVID?"

The money is: I filed a joint tax return with my estranged wife because she's a gambler and her finances are a mess. But I do NOT have a stimulus check – what can I do?

According to the Texas Ministry of Insurance, "The general mandatory clause of the Occupational Safety and Health Act of 1970 requires employers to provide every worker with a job free from recognized hazards that can result in death or serious physical harm." Most employers are required to COVID -To record 19 cases in their workforce.

Texans are required to wear masks in commercial buildings or in public when it is not possible to keep a distance of two meters. Like the United States, Texas is a patchwork of rules and guidelines. According to attorneys Holland & Knight, all non-medical workers who work in a major company are required to wear a mask in public or when performing duties near others.

The money is: I did not receive my stimulus check because I owe child benefit back. That's not fair. My stepchildren rely on me – what can I do?

Find out about the rules and guidelines in your county and city, and tell your union and / or manager. You can also publish these rules in a common area for other employees. Keep wearing your mask and keep yourself at least three feet away from others and wash your hands regularly. If your employer violates any guidelines, you can anonymously report them to your local health department.

Not everyone is lucky enough to be able to work remotely. For those who don't, flexible hours and staggered shifts can help keep people apart. Safety procedures work best when everyone is wearing a mask. Anthony Fauci, director of the National Institute of Allergies and Infectious Diseases, told me last month, "If half of the people don't do this, it kind of negates the general purpose."

I hope you continue to be safe and sound.

Coronavirus update: COVID-19 has now killed at least 774,053 people worldwide, and the US ranks 10th worldwide for deaths per 100,000 people (51.5), according to Johns Hopkins University. As of Tuesday, the US has had the highest number of confirmed COVID-19 cases (5,438,325) and deaths (170,497) in the world. Worldwide confirmed cases now stand at 21,885,268.

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